About Us

Real Estate Valuation Services

We are a residential real estate appraisal firm committed to delivering competent, credible, and reliable real estate valuation and appraisal services. Proudly serving the Ohio Counties of Montgomery, Greene, Warren, Clark, Miami, Butler, and Preble. We employ friendly and expert staff to evaluate your needs and provide education. We are committed to a promise of high-quality and great customer service. We strive to bring value into any and every interaction and want to earn the right to be one of your most trusted advisors for your real estate goals.

  • Appraisals

  • Education

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WHY CHOOSE US

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Integrity

Real Estate appraisal services tailored for your specific needs. Impartial, unbiased, neutral analysis and conclusions, discretion, and sensitivity you can trust.

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Service

Industry-leading technology and processes for fast, reliable, and accurate service. Prompt customer service with free initial consultations and quote.

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Excellence

Lead appraiser has 19 years of appraisal experience and is SRA designated through the Appraisal Institute. He also provides guest speaker education and training.

Our Services

Trust, Estate, & Probate

This can be pre- or post- the passing of someone you care about and please accept our condolences at any loss you are feeling. Estate planning before death is a wise idea for everyone, especially if there is real estate involved. For either the distribution of your assets to heirs, paying the least amount of taxes necessary, or caring for someone who is too young or unable to care for themselves, working with a financial planner and attorney to establish a will or trust is important. Probate is the term used when the state distributes your assets for you because you do not have a will or trust to express your desires.   In any of these cases, determining the value of your real estate by a qualified professional (that’s where we come in) will be necessary. For trusts, an appraisal will be necessary at the time of placing the real estate into the trust and again as of the date of passing. For wills and probate, an appraisal is only necessary after the death and is typically ordered by the executor of the will. It is necessary for the purpose of tax reporting and establishing a tax basis, which is the next category of our service. We can help you with that.

In addition to appraisals for traditional mortgage lending, HELOCs, and hard-money lending, we offer:

Tax & Basis Reporting

The IRS wants their money. That is the simplest way of putting it. Tax reporting can sometimes require the valuation of your real estate by a qualified professional (us again). The donation of real estate to a charity, the gifting of real estate to a family member, or the distribution of real estate through a trust, will, or probate will need to establish a “step-up in basis”. That’s technical speak for the government needs to know what the value is now so they can tax you on the gain, or you can claim the loss, at some point in the future. We can help you with that.

In addition to appraisals for traditional mortgage lending, HELOCs, and hard-money lending, we offer:

Divorce & Division of Assets

Due to irreconcilable differences or any other reason, some relationships, marriages, partnerships, and contractual agreements need to be dissolved. If during this arrangement real estate was purchased and those assets need to be disbursed or divided, an appraisal by a qualified professional (the appraisers at United Valuations) is necessary to ensure fair and equitable conclusions. We can help you with that.

In addition to appraisals for traditional mortgage lending, HELOCs, and hard-money lending, we offer:

FSBO or Pre-Listings

On a much lighter and happier note, some properties are just unique, and pin-pointing a value for a listing price may require an extra set of eyes. A valuation can also be helpful if you are a homeowner selling your house on your own; this is called a FSBO or “For Sale By Owner”. Either way, we can help you with that.

In addition to appraisals for traditional mortgage lending, HELOCs, and hard-money lending, we offer:

Bankruptcy, Mediation, or Litigation

Oof! All big words mean things have not gone the way you had hoped and for this, we empathize with you. If real estate is involved, an opinion of real estate value by a qualified professional may be required – in fact, two or three appraisals may be necessary to settle some disputes. We can help you with at least one of those opinions and can refer other appraisal professionals if more are needed.

In addition to appraisals for traditional mortgage lending, HELOCs, and hard-money lending, we offer:

Home Measurement Services

It is no secret that the square footage of a home significantly impacts the price you can receive for your property. So having an accurate home measurement can be crucial to closing that deal or going back to the negotiation table for a lower price. Also, appraisers use a regulated ANSI standard for measuring homes for lending purposes. There are specific rules that must be met to include some second-story and basement square footage in the livable area of the home. We provide this service as well and provide a sketch to go along with your marketing materials; we never report our findings to the tax assessor’s office so our findings will not impact your property taxes.

In addition to appraisals for traditional mortgage lending, HELOCs, and hard-money lending, we offer:

Valuation Products

The Full Enchilada Appraisal

  • Highest level of detail required by FNMA and the VA for mortgage lending
  • 12+ photos of property
  • 3 or more sold comparables + 2 listings
  • Accurate sq. ft. measurements + sketch of improvements
  • Typically 30-60 min. interior and exterior inspection of property and improvements
  • 3-5 business days turnaround time

The Burrito Appraisal

  • Mid-grade level of detail suitable for many scenarios outside of lending
  • 12+ photos of property
  • 3 or more sold comparables + 2 listings
  • Accurate sq. ft. measurements + sketch of improvements
  • Typically 25-45 min. interior and exterior inspection of property and improvements
  • 3-4 business days turnaround time

The Taco Appraisal

  • Lowest level of detail utilizing shorter, abbreviated appraisal reporting
  • No property inspection is made
  • No measurements or sketch (rely on past MLS listings, tax records, or past appraisal as available)
  • Optional client provided photos to highlight your unique features (we send you a link with instructions and it delivers it right to us)
  • Not suitable for all scenarios or properties
  • 2-3 business days turnaround time

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